Current Mortgage Rates

Enter in your price, location, down payment, and credit score below to find the best mortgage lenders for you.

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What to expect when applying for a mortgage

When applying for a mortgage loan, the lenders loan officers, processors, and underwriters will review and examine required documentation about your financial situation to see if you qualify for a mortgage loan with their organization. Types of documentation required by lenders are below.

1. Income – from all sources, household income including salaries, bonuses, interest and dividend income, Social Security, and other verifiable sources.
2. Assets – cash available, liquid assets (marketable securities), gifts, equity from previous residence.
3. Credit – your payment history as reported to credit repositories and reflected in your credit score.
4. Property – single family, multifamily (condo or co-op), used home or new construction, neighborhood data.

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Before starting the mortgage application process it is always a good idea to check your credit for any issues, especially ones that can be improved to help your mortgage application process for a lower interest rate. You can learn more about checking your credit here.

GET CREDIT SCORE